Jamie Adams

IMPORTANT OFFER DETAILS:
Terms and conditions are subject to change without prior notice. All loans are subject to credit approval. NMLS # 537388.

*$500 off Closing Costs offer is valid for applications submitted for first lien purchase transactions of primary residences or second homes (1 to 4 family dwelling) that close by 12/31/18. Properties must be located in California with fee simple ownership. This offer excludes Home Equity Line of Credits (HELOCs). The $500 off Closing Costs will be applied at the time of loan closing as a Lender Credit. F&M reserves the right to cancel or modify the $500 off Closing Costs offer without prior notice.

**Subject to income and credit limitations.